What Money to Take First? When you retire, deciding which money to use first can be critical to your long-term financial outlook. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Orchestrating Your Retirement Accounts Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.