“For I know the plans I have for you,” declares The Lord, “plans to prosper you and not to harm you, plans to give you hope and a future ...” Jeremiah 29:11 (NIV)
The philosophy of Creative Financial Centre® is to provide you with quality products and professional services to improve the quality of your financial life with the most convenience possible. Our commitment is to serve you in the same manner which we would desire to be served if we were in your circumstances.
Founded by Mick L. Owens, the Creative Financial Centre® is a financial service center dedicated to providing individuals, families, businesses, and organizations with quality financial products and /or services for the achievement of their goals and objectives through a network of associates committed to serving clients in the Christ-like manner by assisting them in development of stewardship in their lives, believing that “It profits a man nothing to gain the whole world and lose his soul.”
Life and Death of a Twenty Dollar Bill
How long does a $20 bill last?
Universal Life Insurance
Universal life insurance is permanent insurance with a flexible premium. Here's how it works.
U.S. Personal Savings Rate
What can be learned from the savings rate?
An inside look at how marginal income tax brackets work.
The right executor may help ensure the distribution of your assets is done with as little upheaval as possible.
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.
There are things about Social Security that might surprise you.
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
Earnings season can move markets. What is it and why is it important?
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
This calculator helps estimate your federal estate tax liability.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate the total cost in today's dollars of various mortgage alternatives.
Principles that can help create a portfolio designed to pursue investment goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
Investment tools and strategies that can enable you to pursue your retirement goals.
A presentation about managing money: using it, saving it, and even getting credit.
There are a number of ways to withdraw money from a qualified retirement plan.
There’s an alarming difference between perception and reality for current and future retirees.
The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels?
Bitcoin’s future is uncertain, but one thing is for sure: it’s the wild west out there, and there is no sheriff in town.
In life it often happens that the answers are right in our own back yards. This may be particularly true of investing.
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.