cfc Advisers

"...For I know the plans I have for you," declares The Lord, "plans to prosper you and not to harm you, plans to give you hope and a future..." Jeremiah 29:11 (NIV)

Philosophy:
The philosophy of Creative Financial Centre® is to provide you with quality products and professional services to improve the quality of your financial life with the most convenience possible. Our commitment is to serve you in the same manner which we would desire to be served if we were in your circumstances.

Misson:
Founded by Mick L. Owens, the Creative Financial Centre® is a financial service center dedicated to providing individuals, families, businesses, and organizations with quality financial products and /or services for the achievement of their goals and objectives through a network of associates committed to serving clients in the Christ-like manner by assisting them in development of stewardship in their lives, believing that "It profits a man nothing to gain the whole world and lose his soul".
 
Calculators

Disability Income Insurance

How much Disability Income Insurance do you need?

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Lease Interest

What's the interest rate on the lease you're considering?

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Newsletters

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Do You Have Enough Disability Coverage

Disability can affect anyone without notice, and a well-paid professional in the midst of a productive career has much to lose if he or she suffers a medical problem and is unable to work. But there are ways that high earners can expand their coverage and help ensure that their income, assets, and lifestyle are not at risk from a potential disability.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Lessons from a Perilous Year

In retrospect, 2011 was a formidable year for catastrophes. Small businesses can be hit hard when extreme weather or a natural disaster causes damage or forces a temporary closure. This article considers the importance of adequate insurance protection and ways to help reduce uninsured losses.

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